Privacy Policy

Privacy Policy

Introduction

At https://small-business-insurance.storysurge.net (hereafter referred to as “Small Business Insurance,” “we,” or “our”), we prioritize your privacy and data security. This comprehensive Privacy Policy outlines our practices regarding the collection, use, storage, and protection of personal information in adherence to various international privacy laws and regulations, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • General Data Protection Regulation (GDPR) of the European Union (EU)
  • Lei Geral de Proteção de Dados (LGPD) of Brazil
  • California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA)
  • Colorado Privacy Act (CPA)
  • Utah Consumer Privacy Act (UCPA)
  • Connecticut Personal Information Protection Act (CTDPAA)
  • Virginia Consumer Data Protection Act (VCDPA)
  • Protection of Personal Information Act (POPIA) of South Africa, and others.

Scope

This policy covers all aspects of our online presence, including our website, applications, services, and products offered under the domain https://small-business-insurance.storysurge.net. However, please note that it does not extend to third-party platforms, applications, or services linked from our site, which have their own privacy policies governing data collection and usage.

Processing Activities

This policy is relevant when you engage in the following activities:

  • Utilizing our applications and services as an authorized user
  • Visiting any of our websites referenced in this Privacy Statement
  • Receiving communications from us, including newsletters, emails, phone calls, or text messages (SMS)

Personal Data Collection

We collect various categories of personal data, which include but are not limited to:

  • Account Information: Details related to your account creation and management.
  • Payment Information: Transaction details required for processing payments.
  • Financial Information: Data pertaining to your financial status, often used for analytics and risk assessment.
  • Purchase Information: Records of products or services you have purchased from us.
  • Mobile Device Identifiers: Unique identifiers from your mobile device when you use our apps.
  • Location Data: Geolocation information provided when you interact with our services.
  • Feedback: Your comments, suggestions, and reviews that help us improve our products.
  • Social Media Information: Data from social media platforms when you interact with our content or share it.
  • Product Information: Details about the products you show interest in or purchase.

We gather this data through direct user input, interactions with our services, and automated technologies, such as web beacons and cookies. Additionally, third parties may share personal data with us, subject to their privacy policies.

Cookies

Small Business Insurance uses cookies to enhance your browsing experience and for analytical purposes. Cookies are categorized as:

  • Strictly Necessary: Essential for the functioning of our website, ensuring basic interactions.
  • Preference: Remembering user preferences to personalize content.
  • Analytics: Tracking website usage to improve our services.

Users can manage their cookie preferences through our Cookie Manager, allowing them to control non-essential cookies.

Retention and Deletion

We retain personal data for as long as necessary to fulfill the purpose for which it was collected. Once the purpose is achieved or when no longer required by law, we securely delete or anonymize the data.

Security Measures

We have implemented robust organizational and technical safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction. This includes:

  • Secure data transmission protocols, such as encryption.
  • Engaging reputable third-party processing partners who adhere to strict security standards.

Children’s Privacy

Small Business Insurance does not intentionally collect personal data from children under the age of 18. If you are a parent or guardian and believe we have collected information from your child, please contact us using the details provided below, and we will take appropriate steps to delete such information.

Your Rights

Depending on your jurisdiction and local data protection laws, you may have various rights regarding your personal data, including:

  • Access to your information
  • Rectification or erasure of inaccurate data
  • Restriction on processing
  • Right to data portability
  • Objection to the processing of your data
  • Non-discrimination (in certain cases)
  • The right to file appeals or complaints with relevant regulatory authorities

To exercise these rights or for any data-related inquiries, please contact our privacy team using the details provided in the “Contact Information” section.

Changes to Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any significant changes will be posted on this page, and we encourage you to review it periodically.

Contact Information

For any questions related to privacy, data requests, unsubscribe requests, or if you have concerns about our data handling practices, please contact us: